Bridge & hard money
Investor-Focused Financing Since 2003
Hard money financing for fast-moving investment real estate deals.
Based on deal profile
Loan-to-value
As quick as one week
Loan Details
Program snapshot
- Max Loan Amount
- $15,000,000
- Max LTV
- 70% ARV
- Min. Credit Score
- None Required
- Loan Terms
- 12 Months
- Interest Rates
- 9.99%-12.99%
- Origination Fees
- 2 Points
- Closing Timeline
- As quick as one week
- Recourse
- Personal Guarantee Required
- Loan Purpose
- Purchase, Refinance, Cash-Out
- Appraisal
- Not Always Required
- Foreclosure Bailouts
- Available
- Bankruptcy Bailouts
- Available
- Coverage
- We Lend Nationwide
Eligible Property Types
What we fund
- Single Family Residential
- 2-4 Unit Properties
- Multifamily (5+ Units)
- Mixed-Use Properties
- Commercial Real Estate
- Industrial & Warehouse
- Ground-Up Construction
- Retail & Office
- Self-Storage
- Land (Case by Case)
About GPS Capital
Built on volume, speed, and experience.
GPS Capital delivers direct hard money execution with the responsiveness investors need and the track record brokers trust.
Track Record
Recently funded deals
A compact snapshot of recent closings you can keep fresh as new deals fund.
Why Borrowers Choose Us
Why GPS Capital
Easy Approval Process
Asset-based lending with common-sense underwriting focused on the deal, not endless paperwork.
Fast, Streamlined Closings
Experienced investor underwriting for quicker decisions and faster execution when timing matters.
Appraisal Not Always Needed
Close faster when an appraisal is not required to move your transaction forward.
All Asset Types Welcome
SFR, multifamily, commercial, industrial, construction, and niche investment property scenarios.
Get Terms And Structure
Fund your hard money loan with GPS Capital.
Send your property type, loan amount, and goal, and we can review the deal for purchase, refinance, cash-out, or bailout execution.