Hard money lender in Atlanta, GA
GPS Capital is a direct hard money and private lender for Atlanta-area investment property. We review purchases, refinances, fix-and-flip projects and rehab directly, focusing on the property and the exit. Tell us the current value or purchase price, the loan amount and the work you plan to do.
Atlanta hard money and bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
The Atlanta market
Atlanta is one of the most active investor markets in the Southeast. We look at the numbers the way you do: purchase price against real comparables, a renovation budget that holds up, and an exit that works on a conservative ARV. Then we fund fast - in as fast as one week on a well-documented file.
FAQ
Atlanta FAQ
Who is a direct hard money lender in Atlanta?
GPS Capital is a direct private lender, financing investment property nationwide since 2003, including the Atlanta metro (Atlanta-Sandy Springs-Roswell, GA). Every loan is underwritten, funded and serviced in-house - no broker, no outside committee.
What are hard money loan rates in Atlanta?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically on 12-month terms. Every deal is priced on its own merits.
How fast can a hard money loan close in Atlanta?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal. Tell us your deadline up front and we will tell you honestly if we can hit it.
What information supports an Atlanta after-repair-value review?
The purchase price, a line-item rehab budget, your ARV estimate with the comparables behind it, and your exit - sale or refinance. We verify the ARV against our own valuation and come back with real numbers within 2 hours.
Do you work with Atlanta-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com