Hard money lender in the Inland Empire, CA
GPS Capital is a direct hard money and private lender for investment property across the Inland Empire, including Riverside and San Bernardino. We finance purchases, refinances and rehab based on the asset and the plan. If you are buying to improve and sell, or need a bridge before permanent financing, send the address, the loan request and the exit.
Inland Empire hard money and bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
The Inland Empire market
Inland Empire rehabs live and die by the spread between current value and after-repair value. We review the scope of work and the ARV against real comparables, structure the renovation budget into the loan, and fund in as fast as one week so you can start work.
FAQ
Inland Empire FAQ
Who is a direct hard money lender in Inland Empire?
GPS Capital is a direct private lender, financing investment property nationwide since 2003, including the Inland Empire metro (Riverside-San Bernardino-Ontario, CA). Every loan is underwritten, funded and serviced in-house - no broker, no outside committee.
What are hard money loan rates in Inland Empire?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically on 12-month terms. Every deal is priced on its own merits.
How fast can a hard money loan close in Inland Empire?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal. Tell us your deadline up front and we will tell you honestly if we can hit it.
What should I include in an Inland Empire rehab scope and value review?
The purchase price or current value, a line-item renovation budget, your after-repair value estimate with comparables, and the exit - sale or refinance. We verify the ARV with our own in-house valuation.
Do you work with Inland Empire-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com