Hard money lender in Lakewood, NJ
GPS Capital is a direct hard money and private lender for Lakewood investment property - and we know this market firsthand. GPS Capital funded an $11,000,000 retail refinance in Lakewood with a co-lender. From single family flips to multifamily to commercial and new construction, we underwrite every deal in-house and can close in as fast as one week.
Lakewood hard money and commercial loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
We finance purchases, cash-out refinances, fix-and-flips, rehab, new construction and commercial property across Lakewood and Ocean County - Toms River, Brick, Jackson, Howell and the surrounding towns.
One of New Jersey's fastest-growing markets
Lakewood is one of the fastest-growing investment markets in New Jersey, and growth means competition for deals. When a property needs to close fast, needs renovation, or does not fit a bank's checklist, asset-based financing keeps the deal alive: we lend on the property and the plan, with in-house underwriting from term sheet to funding.
FAQ
Lakewood FAQ
Who is a direct hard money lender in Lakewood, NJ?
GPS Capital is a direct private lender headquartered in Brooklyn, lending in Lakewood and Ocean County since 2003 - including an $11M retail refinance in Lakewood, funded with a co-lender.
Can I get a commercial hard money loan in Lakewood?
Yes. Commercial property is a proven Lakewood product for us - our $11M Lakewood retail refinance is a recent example. We also finance multifamily, mixed-use, single family investment and land.
What are hard money loan rates in Lakewood?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms.
How fast can a hard money loan close in Lakewood?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal.
Do you work with Lakewood and Ocean County brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com