Hard money lender in Phoenix, AZ
GPS Capital is a direct hard money and private lender for investment real estate across the Phoenix metro, including Mesa and Chandler. We consider purchases, refinances, fix-and-flip projects and rehab under our nationwide lending program. Send the address, the requested amount and your exit plan.
Phoenix hard money and bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
The Phoenix market
Phoenix is one of the highest-flip-rate large metros in the country. For investors that means competition - and the winning offer is usually the one that can close without bank conditions. We confirm program fit and timeline before quoting the deal, then fund in as fast as one week on a well-documented file.
FAQ
Phoenix FAQ
Who is a direct hard money lender in Phoenix?
GPS Capital is a direct private lender, financing investment property nationwide since 2003, including the Phoenix metro (Phoenix-Mesa-Chandler, AZ). Every loan is underwritten, funded and serviced in-house - no broker, no outside committee.
What are hard money loan rates in Phoenix?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically on 12-month terms. Every deal is priced on its own merits.
How fast can a hard money loan close in Phoenix?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal. Tell us your deadline up front and we will tell you honestly if we can hit it.
How is program eligibility confirmed for a Phoenix-area deal?
Send the address, the loan amount and the exit plan. We confirm state and program fit at intake - before you spend on inspections or appraisals - and give you real numbers within 2 hours.
Do you work with Phoenix-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com