Hard money lender in Seattle, WA
GPS Capital is a direct hard money and private lender for investment real estate across the Seattle metro, including Tacoma and Bellevue. Purchases, cash-out refinances, rehabs and new construction - we underwrite the property and the exit in-house and can close in as fast as one week.
Seattle hard money and bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
The Seattle market
Seattle price points mean a slow bank is an expensive bank. We underwrite on the asset at up to 70% of value, skip income documentation in most cases, and give you real numbers within 2 hours - so your offer competes with cash.
FAQ
Seattle FAQ
Who is a direct hard money lender in Seattle?
GPS Capital is a direct private lender, financing investment property nationwide since 2003, including the Seattle metro (Seattle-Tacoma-Bellevue, WA). Every loan is underwritten, funded and serviced in-house - no broker, no outside committee.
What are hard money loan rates in Seattle?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically on 12-month terms. Every deal is priced on its own merits.
How fast can a hard money loan close in Seattle?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal. Tell us your deadline up front and we will tell you honestly if we can hit it.
Do you lend in Washington State?
Yes - we lend nationwide and review Washington deals the same way as everywhere else: the property, the numbers and the exit. Send the address and we will confirm the specifics at intake.
Do you work with Seattle-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com