Hard money lender in Washington, DC
GPS Capital is a direct hard money and private lender for investment real estate across the Washington, DC metro - the District, Northern Virginia and the Maryland suburbs. Row house rehabs, multifamily, condo units and small commercial - we underwrite the property and the exit in-house and can close in as fast as one week.
Washington, DC hard money and bridge loan terms
Rates 9.99% to 12.99%, 1 to 2 points, loans from $500K to $20M, up to 70% of after-repair value, typically 12-month terms. No minimum credit score. Closes as fast as one week - well-documented deals have funded in 3 to 5 business days.
The Washington, DC market
DC metro deals cross three jurisdictions, and each has its own transfer taxes, title process and timeline. Because the whole review happens in-house, jurisdiction wrinkles do not stall the file - we confirm the property location and structure at intake and tell you up front what the timeline looks like.
FAQ
Washington, DC FAQ
Who is a direct hard money lender in Washington, DC?
GPS Capital is a direct private lender, financing investment property nationwide since 2003, including the Washington, DC metro (Washington-Arlington-Alexandria, DC-VA-MD-WV). Every loan is underwritten, funded and serviced in-house - no broker, no outside committee.
What are hard money loan rates in Washington, DC?
GPS Capital's rates run 9.99% to 12.99% with 1 to 2 points, on loans from $500K to $20M, up to 70% of after-repair value, typically on 12-month terms. Every deal is priced on its own merits.
How fast can a hard money loan close in Washington, DC?
As fast as one week. Well-documented deals have funded in 3 to 5 business days, and many close without a formal appraisal. Tell us your deadline up front and we will tell you honestly if we can hit it.
Do you lend in DC, Maryland and Virginia?
Yes. We lend across the full Washington metro - DC, Northern Virginia and suburban Maryland - and nationwide. Send the address and we will confirm the specifics of the jurisdiction at intake.
Do you work with Washington, DC-area brokers?
Yes. Brokers are welcome and GPS Capital pays broker fees. Send the property address, loan amount and the borrower's goal for a same-day review.
Have a deal? Get a response within 2 hours.
No obligation. If we can’t fund it, we’ll tell you straight.
Or call us now: 718-247-8863 Deals@gpscapllc.com